| |
| |
|
Personal Finance Information |
|
|
|
The Wright Place - Finances
Women have a love/hate relationship with money. Most of us do not enjoy dealing with it, yet we know not having finances under control will cause our entire family to suffer. A recent guest on the show Karen Franks, explained how important your credit is and how you should check on it often. 'At least twice a year", says Karen Franks. Checking our credit is one important proactive way we can make sure we are in good financial shape. She also mentioned that many married women have better credit score than their husbands, even if they do not make as much. When another show guest, Dan Contreras talked about financial planning, he stressed using a professional. 'Don't rely on hearsay, get some real understanding about your situation." And Linda Hollander the author or Bags to Riches says "Mentors are the fast track to success". Find someone who has reached the same financial goals you want to reach and then do what they did. This simple technique works even if your goals are modest. While everyone's situation is different, I really just want to motivate you to do something to have a positive effect on your finances. Here are a few simple things you can do that will start the ball rolling. 1. Get a copy of your credit report and check it for errors( free if you have been turned down for credit) 2. Look at your savings plan, are you on track, do you need to increase or decrease the amounts you are trying to save? 3. Look for your insurance policies, be able to get them immediately, know exactly where they are. 4. Start some financial education with your children. Start a student saving account. 5. Start planning next year's financial goals. What do you want to change, what goals do you want to accomplish, what new accounts do you need to open and which accounts should be closed. If you handle your finances you'll be in The Wright Place! About The Author Dr. Letitia S. Wright, D.C. is the host of The Wright Place? TV Show, a talk show for women, which can been seen on dish or direct TV channel KHIZ on Sundays at 6:30 PM, or seen on the Internet at www.wrightplacetv.com or cable television channels in your area. She can be reached at info@wrightplacetv.com or 909-635-2040 for questions, comments or interviews.
MORE RESOURCES:
|
|
|
|
RELATED ARTICLES
Accessing Funds You Never Knew You Had- Household Utilities and Mortgage Expense Reduction Plan For most of us the process of getting out of debt and pursuing a venture that would create an income stream leading to early retirement seems just a pipe dream. It goes without saying; it takes money to make money. Healthy Eating On A Budget It is possible to eat a healthy, balanced diet without breaking the bank! Here are some suggestions:-Eliminate junk food. You may have to do your grocery shopping alone, since children (and sometimes spouses!) are often the ones who request the junk foods. Budgeting Tips to Save Real Money Sticking to a budget can be difficult, but with so many demands on your finances you have to be extra cautious. TV ads are constantly bombarding the airwaves with messages that you need to buy this or you must have that. The Benefits of Banking Online How many drawers did you have to look through to find a bank statement the last time you needed one? Chances are you did not lay your hands on it as readily as you would have liked. If that is a familiar scenario in your home, help has arrived in the form of online banking. Photo Checks - A Great Alternative in Checking It's the little things in life that make it interesting. Everyday life can be so boring at times. What is a Traditional IRA? With a traditional Investment Retirement Account (IRA) you pay taxes when you take the money out at retirement in the future. Make sure that this account is really worth opening in your situation because what you put in the account today may be fully deductible, partially deductible or non deductible, depending upon your income and other retirement coverage. Expenses A - What Are They And What Can We Do About Them It is crucial as an individual who is striving for financial freedom to be able to recognize the different type of expenses in our lives. It is a proven theory that it is easier to cut your expense than trying to earn more income. Affording a Home Can you really afford a house? If so, how much house can you afford? To determine this answer will take serious financial planning, and the best time to start is at least six months before buying the home.Although buying a new home may seem like an American Dream or romantic venture, the reality is that the house you can afford depends on your current income and debt obligations. How to Attain Your Dreams on a Single Income If you recently became a single parent and see your dreams being washed away because you feel all alone, you aren't alone. There are single parents that face future endeavors alone like dating again, living on one income, and buying the home they've always imagined. Learning the Basics of Handling Money With prices increasing all the time, saving money can be harder and harder to do. Here are some solutions for saving a little so that you can still meet your needs and still find ways to trim off a little for the future. Understanding and Controlling Your Finances Have you ever wondered what it would be like to be able to have complete control over your finances?If you are like most normal people, you have a job. You go to your job every day. 7 Simple Ways To Save Money Each of us knows how to spend money, but do we really know how to save our money? No, I am not necessarily talking about setting aside funds for an investments purposes - a good thing - but saving money on everyday items. Here are seven simple ways you can save money:1. Banks Are More Than Just A Place To Park Your Money If you've been to a shopping mall lately, you've probably discovered two different banks within a few feet of each other. Go inside the food store in that shopping plaza and you'll see yet another one, just waiting to offer their services to you. Honor Those Who Serve with Checking Account Supplies Our global society has had a wake up call in the last five years regarding our safety. But there are those in our communities that fight to keep us safe from day to day. A Fresh Start for Family Finances in 2005 While 40% to 50% of us make New Year's resolutions on January 1-a ritual that has existed since ancient times-approximately 60% to 80% of us have already broken them by the end of February, according to researchers.It's still not too late, however, to reset the trajectory on your family's finances, experts note. UK Graduates Looking Short-Term At Their Long-Term Financial Responsibilities With almost two thirds of university entrants from England and Wales who applied for maintenance grants for this year being unsuccessful, and the average graduate owing £13,501 when they leave, according to Barclays, combined with a survey by High Fliers Research showing that only 21% of students were confident of managing to enter a graduate-level job this year, it is not surprising that there is a feeling of gloom hanging over many UK university entrants.According to a survey of students from 30 institutions; 63% believed there are not enough graduate jobs for everyone leaving university this year, with a fifth stating that they felt that there were only limited jobs available. Live Green; Save Green! Have you seen the recent article on a new "green" residential high rise in Battery Park? It's called The Solaire. For a look at the hopeful future of architectural efficiency, check out the myriad of cost saving and environmentally-friendly features of the building:http://www. The Wonderful World Of Address Labels Ever wonder where address labels come from? Avery® is perhaps one of the most well-known manufacturers of address labels. Rightly so in some respects. Should You Borrow From Your 401(k) Account? If you have a 401(k) account, it can be very tempting to borrow from your account especially when your balance is very high and a loan could easily pay off existing debt, fund a home purchase, or pay for college tuition. Before you make the decision to borrow money, there are several things you must keep in mind to avoid risking your funds. 10 Quick And Cheap Ways To Cut Your Heating Bill When you received an energy (heating) bill last winter, were you afraid to open it? Granted that we have a home with a lot of really big windows, but we saw energy bills last winter in the hundreds of dollars. Your bill probably wasn't that bad but I'm guessing that it was a lot higher than you would have liked.
|
| home | site map |
| © 2006 Indexadvertisements.com |
