| |
| |
|
Insurance Information |
|
|
|
Credit Card Insurance
A word of warning about Credit card repayment protection schemes The people who sell you the policy and who take out your monthly payment for 'card protection' are not always (in fact, often aren't) the people who you will be dealing with in the event of a claim. So be careful. I took out my credit card protection cover last November (2004). I merrily watched the monthly payments being taken up to date. I recently made a claim. ) I had a heart attack and had to be off work for 8 weeks) I sent off for the claim forms, I sent them back, together with doctor's certificate; and waited. I eventually got a request from the insurance company asking me to prove that I was in work for the 6 months prior to taking out the insurance. What??? You may ask! Why? Well I called them and asked them - Why? The answer was that it was a 'condition of the policy' that I had to have been in employment for the six months up to the time I took out the policy. 'Why was ~I not asked for this information when I took out the policy? I asked. The answer: 'You will have to ask your credit card company that, we just handle the claims. No amount of indignance of questioning got me a sensible response. I put the phone down in disgust. After all, My monthly payments were accepted with no quibble at all. Nobody asked me if I was in employment for the preceding six months when I signed on the dotted line for 'payment protection'. I decided to call the credit card company and all I got was an automated machine asking me for my sixteen-digit account number ? ho hum. Been here before when I was trying to get them to send me out the claim form. I put the phone down. Be warned. All is not what it seems to be. These guys will fall over themselves to sell you the payment protection. But you wait until you need to claim on it. It's a different story then. Don't say I didn't tell you ? Steve Kaye is a freelance Writer living in Torquay Devon. You can contact him on kaye.steve@gmail.com
MORE RESOURCES:
|
|
|
|
RELATED ARTICLES
I Was In An Accident, Will My Car Insurance Rates Go Up? You were on the phone, got distracted and before you knew it traffic had stopped, giving you no room to stop and you rear end the girl in front of you. Or, let's say you're driving along and a deer jumps out and rams into the side of your door. Finding Auto Insurance Comprehensive Coverage You can go online to easily find and quote auto insurance comprehensive coverage.The definition could include basically (2) trains of thought. Six Ways to Cut the Cost of Your Auto Insurance Is your auto insurance bill $12000 a year or even higher? It's not unusual for auto insurance to cost this much these days. But it doesn't necessarily have to cost this much. Why Boats Are A Pleasure... But You Still Need Boat Insurance One of the greatest pleasures that a man can have is owning his own boat. It goes back to the days of adventure on the high seas when a man was absolute monarch of his realm as a captain of his ship. Is an HSA a Type of Insurance? A Health Savings Account (HSA) is not a type of health insurance. But that's an easy mistake to make!HSAs are closely associated to health insurance, although they do not provide any insurance benefits themselves. The Importance of Travel Insurance You've finally saved enough to go on that dream vacation you've been planning. Now you're wondering if you should buy travel insurance. Term Or Whole Life Insurance - Which Is Right For You? One of the most important things you will ever do is to choose a life insurance policy that will provide for your family after you are gone. Choosing the life insurance policy that is right for you and your family can be quite confusing. If You Rent A Home, Protect It By Buying Renters Insurance Renters insurance is often overlooked by people who are renting their house or apartment. Many people don't realize that their landlord's insurance only covers the building that you live, there in no coverage for your personal belongs. Health Savings Account (HSA): Do I Lose It At the End of Each Year? The Health Savings Account (HSA) is an amazing tool to reduce healthcare expenses and insurance costs. But do you lose it at the end of each year, like with a Flexible Savings Account (FSA)? Thank goodness, no! You do not lose your HSA money at the end of each year. Disability Insurance For The Long Term Disability insurance covers you for an extended period of time. Should you be injured or take ill and as a result be unable to perform the duties of your employment, you will be covered under short term disability, then long term disability insurance will cover you. Home Insurance: Premium Protection In Case Mishap Takes A Rain Check My whinstone house my castle is, I have my own four walls.This is truth for every home owner. Long Term Care and Long Term Care Insurance A person might need long term care (LTC) if he/she cannot perform activities of daily living such as eating, taking shower or getting dressed by him/herself anymore. Certain disease can also make long term care necessary. Terrorism Insurance - What it Costs Small Business The Terrorism Insurance Act of Nov. 26, 2002. Basic Coverage of Homeowner Insurance Policies The insurance policy is a package that includes more than 1 type of insurance in a policy. There are 4 types of coverage contained in the home insurance policy. Insurance Adjusters How They Work And How They Think Here comes the insurance adjuster. Is he overly friendly? If so, watch out! It's OK to be hospitable. Global Warming: Why Consumers and Insurers Are Getting Hot Under the Collar Over Life Insurance. Global warming may have been lurking on our horizon for a number of years and historical records of terrorists have existed for thousands of years, but we are coming into a new age where we try and financially protect ourselves against such problems and if we're honest ? we're struggling.The recent terrorism attacks in London brought home the fragility of human life to many Brits, who had previously been able to distance themselves from terrorist activity. Insurance in Northern Ireland: Historic Difficulties No doubt most readers will have heard of the Northern Ireland "troubles" or possibly seen some of those ghastly images from the seventies, eighties and early nineties on your television screens. Thankfully the worst of those dark days seem to be over. Is Purchasing Travel Insurance Smart? To answer the question "is purchasing travel insurance smart?" let's look at what insurance is.When you purchase insurance - health insurance, homeowner's insurance, car insurance, life insurance, or travel insurance - you're not making an investment. Seven Steps to Filing Your Car Insurance Claim Having even a teeny-tiny car accident can be one of life's least enjoyable moments. However, accidents happen, and sooner or later, we all have the experience of meeting one of our fellow road travelers up close and personal. Tips for First Time Insurance Buyers The are many scary things in this world. Buying insurance for your first time should not be one of them.
|
| home | site map |
| © 2006 Indexadvertisements.com |
